目 录
一、企业财务管理存在的问题···················································································2
（一）、管理观念陈旧·································································································2
（二）、抵御风险的能力弱·························································································2
（三）、财务管理工作不够重视·················································································2
二、企业财务危机的成因分析···················································································2
（一）人才的储备匮乏·······························································································2
（二）、企业的资金结构不合理·················································································3
（三）、营运资金流动性较差·····················································································3
（四）、企业公司内部的控制制度不够健全·····························································3
（五）、企业外部环境的变化·····················································································3
三、促进企业财务危机对策分析···············································································3
（一）、培养和吸收财务专业的管理人才·································································3
（二）、实施资本结构的动态管理·············································································4
（三）、加强营运资金管理确保资产的流动性·························································4
（四）、完善中小企业的内部控制制度·····································································4
（五）、改善企业的外部环境···················································································· 5
参考文献······················································································································6
一、企业财务管理存在的问题
（一）、管理观念陈旧
1、现在太多企业的管理者思想观念陈旧，不能与时俱进，作为一个管理者的角色很重要，如果不能及时的安排任务，不能很好的理解市场和充分估计到市场的竞争残酷，等到出现问题再做处理的话，这恐怕是作为一个管理者绩效最差的，最严重的问题所在。
2、由于观念与学习跟不上，工作缺乏热情，更让管理者的工作技能在快速发展的竞争环境大大减弱，这样就造成了管理者无法在指导帮助自己的员工进步，不能很好的授权和沟通，造成了管理者和员工的工作质量大大下降。
3、作为一个管理者应该要有敬业精神和奉献意识，不应该花更多的时间和精力去关注自己的得失，对责任与义务却考
