目 录
一、集团企业的定义及特点······································4
（一）集团企业的定义······································4
（二）集团企业的特点······································4
二、目前集团企业资金管理存在的问题····························4
（一）资金管理体制缺乏有效性······························4
（二）资金的风险控制能力不够高····························5
（三）资金管理的信息化不够成熟····························5
（四）现有模式在信息化时代下存在局限性····················5
三、信息化时代下的集团企业资金管理的原则······················6
（一）集中性原则··········································6
（二）协同性原则··········································6
（三）时机性原则··········································6
（四）效益性原则··········································6
（五）安全性原则··········································6
四、集团企业资金管理的优化措施································7
（一）完善资金管理体系····································7
（二）对成员公司进行财务规范化管理························7
（三）加强对资金配置的优化管理····························7
（四）加强对资金风险控制的能力····························7
（五）资金管理的信息化的合理利用··························7
五、结论······················································8
参考文献······················································9
内 容 摘 要
一般而言，企业运营的关键在管理，管理的核心在财务，财务的重点在资金。如何有效地加强企业资金管理，降低资金成本和资金运作风险，提高资金整体运作效率和效益，是每个公司发展所必需考虑的重要话题。
资金管理模式的选择实质上就是集团公司采取的基本策略的选择。集权还是分权管理的基本策略，是由其行业特点和资金运行规律决定的。高度集权的资金策略有利于资金的集中控制和统一调配，但不利于发挥各单位成员的积极性。各成员单位在资金运作上如果过分依赖集团公司，而没有采取有效的措施，就可能影响资金的周转速度，从而影响其市场应变能力。
本论文通过探索集团企业资金管理的问题和模式，优化集团资金管理的水平，实现企业可持续发展的战略目标。
关键词：集团企业 资金集中管理 模式 策略
