目 录
摘要·····································2
关键词····································2
一、概括小微企业····················· ·········3
二、小微企业的主要内容····························3三、我国小微企业融资的所在困境分析······················3
（一）小微企业实力和信用相对弱 ························3
（二）小微企业信息不透明 ···························4
（三）抵押担保体系不健全···························4
（四）小微企业融资成本高···························4
（五）缺少抵押物·······························4
（六）国家对小微企业融资的支持不够······················4
四、相关对策的建议······························5
（一）构建完善的小微企业融资服务体系·····················5
（二）构建良好的信用环境···························5
（三）完善金融银行和创新信贷产品 ·······················5
（四）加快制定小微企业融资相关服务政策····················5
（五）提高小微企业素质问题·························· 6
五、总结···································6
参考文献···································7
摘 要
围绕现阶段我国经济的快速发展，还有时代的进步，经济总量已快速增长起来，小微企业的重要性已是有目共睹的。然后再介绍小微企业的主要内容。接着分析我国小微企业融资的所在困境分析和相关对策的建议，最后加以总结。
关键词
小微企业、融资、困境、对策
