美国次贷危机的成因影响及启示

内容摘要

本文首先围绕资产证券化这一金融手段介绍2008年美国次货危机。接着介绍由美国次货危机引发的全球性金融震荡、为全球经济带来的巨大损失，对我国进出口贸易的影响。最后思考它遗留下来的一些问题和对我国外贸行业的启示。

 [关键词]：资产证券化；次货危机；损失；问题；我国；外贸；启示

目       录

一、美国次贷危机的成因··················································3

1．1  次贷危机······················································3

1．2  资产证券化····················································3

二、美国次贷危机的影响··················································4

2．1  对金融机构的影响··············································4

2．2  对资本流动的影响··············································4

2．3  对实体经济的影响··············································4

2．3．1  对国际贸易的影响·······································4

2．3．2  对制造业的影响·········································5

2．3．3  对经济增长的影响·······································5

2．4  对我国进出口贸易的影响········································5

三、美国次贷危机的启示··················································5

3．1  缩小贫富差距··················································5

3．2  建立牢固的实体经济············································6

3．3  加强房地产行业监管············································6

3．4  关注产业的国际转移问题········································6

3．5  对我国外贸的启示··············································6

3．5．1  调整进出口结构，实施市场多元化战略·····················6

3．5．2  高度防范次贷危机可能引发的新一轮贸易保护主义···········6

3．5．3  外贸与内贸并举·········································7

3．5．4  运用行政和法律手段加强对进出口市场的监督和管理·········7